The same people who brought us high deductible plans and narrow networks now expect patients to trust them to solve the surprise billing crisis.

Rather than finding the simplest path to resolve a real issue for patients, this group is advocating for single payer-type 'solutions' that create more problems than they solve and could even limit access to care.

The Federation and other caregivers are focused on ensuring no patient receives a surprise medical bill. We believe people should only be held responsible for their in-network cost sharing amount for unavoidable out-of-network events.

Once the patient is protected – caregivers and insurers should negotiate an appropriate payment and any new policy should provide for arbitration when necessary.